El-Watan

Promoting Democracy in Algeria

Insurance for Horses

There are many more horse insurance, as adopted. Especially with the purchase of expensive horses, come maybe more insurance companies in question. By default, each horse owners knows the horse liability insurance, which is only one of many horse insurance. The horse liability is available in almost every insurance, however, differs in terms of the contribution and the additional services. (As opposed to CBS). A convenient and comprehensive horse liability costs only about 40-90 euros. “For horses there are however far more insurance than you thought, offered mostly only by insurance companies, which is the risk of animals” have specialized. Which horse insurance is still worth is matter of opinion, of course comes it, how valuable is the horse certainly also and was succeeded on purpose. The following horse insurance are very popular with horse owners and also very important, such as such as the horse insurance, horse health horses-op horse transport insurance or Theft and the horse life insurance and as that were not already enough horse insurance, there are still other less known, like for example the foal embryo insurance pregnancy insurance and the horses castration insurance with some this insurance probably only specifically come for breeders in question.

The most important horse insurance is of course first and foremost the horse liability insurance, which covers persons, damage to property and pecuniary losses. Contributions include can a free horseback riding participation, the so-called foreign riders risk and private carriage. Also, you should make sure that rental property damage or damage to the rented box are covered, if the horse is housed elsewhere. The provider distinguish between riding horses, competition horses, foals, ponies and grace bread horses at the horse liability. The horse transport insurance or theft insurance is some providers already free in the horse insurance included.

Because medical expenses at one Horse cause considerable costs should you insurance considering pulling horse health insurance or the horses-op as additional horse insurance in any case. Here, the age and health of the horse plays a major role. Note here also may be very low coverage limits, and a comparison of insurance should be very carefully performed only a few offers are not everywhere, a degree is advisable. The horse life insurance is worthwhile especially in expensive horses or if you have several horses. Here are no limits of the sum insured, so very precious performance horses not only for death, but also for an eventual uselessness are insured, because often devoured the training in the respective horse already tons of money. Already before the birth of the foal this type can be completed by insurance. And if the death occurs through a so-called Pferderipper, so this is also insured. The foal embryo insurance and pregnancy insurance consider especially breeders into consideration. Because this type of horse insurance but too specific, the market is here quite manageable. For some this these horse insurance, a latency in buying must be taken until the insurance in case of damage enters into force. For this reason, the conclusion should be done in time. For the insurance of several horses often given a discount.

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