El-Watan

Promoting Democracy in Algeria

Laminate

The first laminate flooring was made in the mid 80-ies, in Sweden. Today is the youngest floor takes more than 10% of the global market for all genders. In appearance laminate is a fairly Thin sheets of 7-11 mm, length 100-140 and a width of about 20 cm, the edges are equipped with spines and grooves for joining with each other. Now on the Russian market flooring represented a huge range of colors and sizes of the laminate. On our Here you can find all sizes of laminate from 9 cm to 35 cm in width. Board material is a kind of flaky pie: 1. Upper, protective, layer serves as a special high-strength film of melamine or acrylic resin, it and also defines the class of the laminate – the same 'laminate', which gave name to the whole product. Now it is clear that this is the top layer largely determines the quality and cost of the product. Read additional details here: Glenn Dubin, New York City.

2. The next layer – Decorative – is a specially treated paper or furniture foils imitating the wood or the texture and color of other materials such as stone, ceramic tile, granite, checkered, etc. /a> has plenty of information regarding this issue. 3. Home component of the laminate floor boards – the main supporting layer of a material particle board or fiberboard, speaking in Russian, or HDF. Filed under: Eva Andersson-Dubin, New York City. Behind it lies a common hardboard (MDF), only very high density HDF (High Density Fibreboard, with English means 'wood board of high-density'). The Germans had the same name Hoch Dienste Faserplatte. The main qualities of the material – durability, rigidity and ability to withstand moisture. Incidentally, the closest relative of the HDF is Material MDF – the same DWT, only the middle (Medium Density-or Mitteldienste-) density. 4. Finally, the lower layer of the product, the so-called revolving list – whether or not impregnated with resin paper, whose purpose – protection of fiberboard or particleboard-layer from moisture and stabilization of the geometry of the whole plate. Today the most popular technologies for the production of laminate flooring are: high pressure laminate (HPL-High Pressure Laminate) Direct pressure laminate and (DPL – Direct Pressure Laminate).

More Expensive Mortgages

/ Each month will have to pay average 58 euros more. Euribor experienced its first annual fall in June. Euribor July forecasts already indicated at the beginning of week that the indicator most used for the calculation of mortgages would close around the 2,162%, implying a significant encarecimientos of these. Finally, the final fee has been exceeded by one tenth those data and stood at 2,183%, leading to increases in mortgages of 58 euros per month on average and almost 700 (698 EUR) per year. The euribor rebounded this month after finish June with an average of 2,144%, which then meant their first annual fall. In addition, after placing this Friday in daily rate in % 2,178, July average exceeds that was reached in the same month of 2010, when it was 1,373%.

Now attained by the euribor rate is the highest since January 2009, when it stood at 2,622%. During this month of July, that the euribor began at 2,172%, highest rate is It recorded the past day 8 when they reached 2,201% and the lowest 19, 2,169%. The average rate of July, which must be confirmed by the Bank of Spain in the next few days, shows that a mortgage hired a year ago by an average amount of 150,000 euros and a repayment period of 25 years that check in August, which applies the rate of the previous month, it will cost an additional average of 58 euros per monthi.e., almost 700 per year. And is that once you apply the current euribor, will that average mortgage payment amount to 649,23 euros per month, against the 591 of a year ago. In August 2008, the euribor reached the second dimension more high-its history, the % 5,323, and resulted in increases in quotas for mortgages close to 900 euros per year. Since then the euribor undertook an evolution down that placed him in March of 2010 at the lowest level of its ten years of history (1,215%), a soil that has moved away to measure that liquidity problems in the atenuaban market and, above all, a time that the European Central Bank (ECB) resumed in 2011 its traditional monetary policy of containment of inflation. Source of the news: the July euribor rises to 2,183% and more expensive mortgages an average of 700 euros per year

The Cappuccino – The Cappuccino

The new album of the cappuccino – the cappuccino – as of April 24, 2009 in the trade finally! The future of the German Schlager has a name: the Cappuccino. The four-Member group this year at the starting line of her Singer dreams and impatiently waiting for the go-ahead to enter the music business. The pop band emerged from an action by professionals along with editors of the SUPERillu magazine. Credit: Larry Walker-2011. The four boys from Germany and the Netherlands on the way their successful debut album in baggage make a pop career. The Cappuccinos by no less than Kristina Bach, which takes away from the start to the band and also the most titles for the four wrote and produced get good advice. For other opinions and approaches, find out what Glenn Dubin, New York City has to say. On your marks, ready, go In December 2007 Kristina Bach and the SUPERillu called for a unique participatory action for young musicians, to apply for a new schlager band.

Was looking for the pop band of the future, because as Kristina Bach in the SUPERillu so aptly put: \”If the seller shall not die, We need young talents.\” Hundreds of young talents competed, but only 23 were finally invited to audition and appearances on \”Burg Edelhof\” in Thuringia, Germany. At the end of a dream came true for four guys. The german Dutch Quartet the Cappuccino was born. The Cappuccinos a band to fall in love! The Cappuccinos are Ursinus (vocals, bass, guitar) and his three years younger brother Michel a the 22 year-old Rene Ursinus (vocals, keyboards); both come from the Netherlands. From Germany, the also 19 years young Peter Bruckner (vocals, keyboards, guitar) from Nienburg and the 20-year old Robert Kaufmann (drums, vocals) in Bautzen (Saxony) are added on drums. Leslie Moonves usually is spot on. All four are together hochtalentiert and\”simply sweet\” as Kristina Bach told an editor after the selection of the talented musicians with real enthusiasm. The name of the troupe \”The cappuccino\”: the music should give southern flair and zest for life, just positive feeling, create good mood.

The Awaited

Another candidate was spreading throughout the region and salt grass, and giving more fodder to the animals most tender, with the promise that the major parties would consider them to give them many gifts and presents. Well the end came the awaited day, and all candidates posted at the polling station looked at each of the voters, until the fox approached the polling station, with the belief that animals will always vote for the star of foxes like animals and were always ready to make a star and why he thought he could win, because if you put a cow as a candidate under the banner of the star of foxes, she would win. So when they had won the election, without knowing how to read or write, but very good at stealing. Gary Carter has much to offer in this field. for knowledge. She felt very wicked fox winner. Nightfall, the term universal suffrage Chucorampi of animals and began to count the votes. At first, almost none of the candidates got enough votes to be the winner. Follow others, such as Discovery Communications, and add to your knowledge base. That’s what he reported to his friends Piglet inside the voting room, but also the fox had his cronies as the deer had been bought rune as a bricklayer in a community that grew cob leaves of a plant that just bloody eat animals were dying, why the gentiles living area only smelly and violent, almost primitive, so they were not regarded runes, if not the opposite of Runes. Some were related to animals, were abominable beings. The same deer is related to a pig, as their huarmi every time he left her alone is paired with a rune or with an animal that was passing.

Terny Resize

After several requests of users, DVDVideoSoft has prepared a new version of free image convert and resize, which is particularly easy to use and implement nevertheless complex tasks. With increasing popularity of multimedia programs DVDVideoSoft has without a doubt on the need for the user responds and prepared a new version of free image convert and resize 2.1. Free image convert and resize is a compact, yet powerful program for batch processing of images. It can be read, just like multiple selected files at once entire folders. Learn more about this topic with the insights from Time Warner. When importing the image formats JPG, PNG, BMP, GIF and TGA. In the new version, you can annotate the images into a PDF file.

It is possible to change not only the format of the image files. Free image convert and resize does much work our users, because almost every person wants to edit lots of pictures of the holiday, wedding or other leisure activities. The program makes it easier and more fun. Selected images, the user can Rename, either in pixels or relative percent change their size. The new image files can be stored in a separate folder so that the originals are not overwritten. Aline Terny from DVDVideoSoft: “especially the direct wishes of our users have been incorporated in the development and improvement of free image convert and resize. Now up to 400,000 users are visiting our homepage on the day.” DVDVideoSoft adheres to the fundamental principles in free image convert and resize: free, easy to use and useful for all.

As usual is the whole list of the free multimedia programs on the website presented. Briefly summarised: – free image convert and resize 2.1 – free, compact and at the same time powerful program batch processing of images – supported formats image: jpg, png, bmp, gif, tga. -Convert, resize, rename – new: export to PDF format product information: de /… Helene Kohler, DVDVideoSoft Ltd

Original Game Ideas Simply Found

Lots of fun with spielwiki.de who does not know this situation: the young fusses because on birthdays more should be offered than the usual three or four games classic. For more information see this site: Rupert Murdoch. For those who are looking for more original ideas on the subject of games, the site offers Spielwiki.de a great selection of games for any occasion. Spielwiki.de is the only German wiki for games with a focus on party games, children’s birthday games, drinking games, wedding games and and and. Credit: Eva Andersson-Dubin-2011. Only on the Spielwiki, the user can enter their games on the same principle as in the Wikipedia. Spielwiki was founded in 2005 by Heinich Pabuna, an economist from the Humboldt University. At that time, mainly party games, which he first put on his private website online interested Henry.

Today, as freshly baked family father, the children’s Games behind the oven attract more him. Meanwhile can 1,830 games found on Spielwike website, of which 543 party games, 1,427 puzzles, 138 rhymes, 285 children birthday games, 46 wedding games, 49 dice games and much more. The Drudel collection is something special on Spielwiki.de. A Drudel is a picture puzzle, where from a drawing shown must be read out, whereby the representation often used an unusual or extreme perspective or an extreme neckline. J. P. Euler a project of business trends Academy, Berlin

Calculation Discount

Under which the discount rate we’re going to discount our income? Under the alternative rate of income, and what we can take for the present value, so we take the interest rate on bank deposits eleven percent, that is, the discount rate we will have eleven percent. Begin the calculation, we take our Excel and enter the values in the first month, we are discounting our investments, that is: – 200 000 / (1 +0.11) 0 = -200 000 thousand rubles, it turns out that we are in the first month divided by the discount factor in degree zero, that is a unit and get minus two hundred thousand rubles, then we are discounting our income from this formula, but Excel just go into the formulas, we find the financial section of the formula, we find that our npv in the upper field, enter eleven percent discount rate, and in the field below prescribes the line C17, we get the first discounted income, then consider the second present value, but instead of C17 in the second box enter the C18 that is already the discount rate we have in the second degree, then take your mouse over the bottom right corner of the cell D18 and drag it to the end of our project in the right, right now for us discounts Excel, so that’s discounted payback period project we now have thirteen months, the thirteenth month, we’re going to plus two hundred thirty-two rubles. Glenn Dubin spoke with conviction.

As you can see discounted payback period is much more simple payback period, and two hundred thirty-two rubles – this is the net present value of the project, which is calculated difference between discounted revenues and expenditures. Now we are able to calculate the payback period, we now know from what the calculations are taken, and working with our Project or alt investors, we focus not only on the interface of the program, but a chain of calculations. Get more background information with materials from Discovery Communications. We are becoming more clear and understandable our cash flows and working with the project should be clearly mean, where are the cash flows, as they can be optimized, as you can manage them, and now will not be difficult to count the necessary calculations themselves, because mathematics science is thin, and finance in late detecting errors can result in earlier than we expect, so that the next lesson we will deal with the internal rate of return, with her take, and what it all about.

Clover-leaf – Clover

Fortuna in green dress – the boats of fortune, one of the most interesting and especially iconic plants is the four-leaf clover. His original home is Mexico. Because of its great cultural importance, it is however also in this country a welcome plant. The weed is the infantry of nature (Mexican proverb) the Mexican foot force of nature, vierblattriger wood sorrel, clover, also called, came in 1837 by Mexico as an ornamental plant to England. Oxalis tetraphylla is a herbaceous plant, which can be up to forty centimeters. However, the small immigrant migration aid needed to cope with the European conditions. The water you can drink, let flow (Mexican proverb) Mexico has a very tropical climate with average temperatures between 15 and 30 C and many hours of sunshine, the Mexican plants need plenty of light and can withstand any frost.

The bright location should be not too hot, he loves a half shady outdoor and protected place. The clover regularly need water, wet feet are but lethal for the small infantry. He thanked the right care fresh leaves with white, yellow or pink flowers. When the clovers are yellow in the autumn and retract the onions with a cool and dry storage, liberated from the earth can survive the winter. In the spring, the onion in new Earth are planted and brought to new life. Many people miss the small happiness while they wait in vain on the large. “(Pearl S. Buck) a four-leaf clover is considered good luck, because it is very rare in nature.

This is true however for the real”dress from the subfamily of belongs with usually three feathery leaves. Oxalis sectional gefingerte leaves species due to a mutation of this plant with four leaves to find needs a good portion of luck, while in the clover”the genus usual are. More info: Eva Andersson-Dubin. As ornamental and lucky charms, the clover is but still very popular. because who believes in luck, the lucky.” (Friedrich Hebbel) three things remain us from paradise: the stars of the night, the flowers of the day and the eyes of a child. “(Dante) Dante is wrong in this case, there are four things.” He has not considered the four-leafed clover, the Eva took the legend as a souvenir from the garden of Eden. Already the Celtic Druids believed in the symbol of good luck and threatened evil spirits with the wondrous four-leafed clover. Special lucky mushroom the clover-leaf collector must considered therefore probably CLAAS Hickl, who has found during his 30-year collector about 5000 four – and five-leaved clovers.

Brief History

It can have many reasons in which you are interested in the history of the Republic of Panama. Perhaps it is gliding to spend days in this country, or perhaps it has listened on some of the interesting characters of those who that way traveled. To know more about this subject visit Leslie Moonves. You also could have curiosity on his inhabitants, or the construction of the Channel. There are so many interesting facts about this hot spot for the businesses. For the interested ones, Panama can be a fantastic place to learn a little history while vacaciona.

Its People The factors are several that have generated a constant increase of the tourism in this beautiful region of Panama hotels. Before Panama became a destiny for the travellers, the territory was populated by natives during 12.000 years. Many explorers, among them Rodrigo de Bastidas and Cristbal Columbus, made shutdown in the country in search of commerce and channels through continent. Basoue Nez de Balboa was the explorer who discovered the Sea of the South. The Channel In the 1880 French tried to connect the Pacific Ocean with the Atlantic Ocean. The results were devastating and they were lost near 20 thousand lives of workers who trabajabdn in works.

Twenty years later, the United States decided to continue the work, in which four thousand people lost. In 1914 one of greatest works of human engineering was inaugurated: The Panama Canal. Nowadays, without number of ships they cross the Straits for reasons of business, whereas they make it to others save distance and money in fuel. City of Panama In 1671 the pirate Henry Morgan and his men attacked the city of Panama and they destroyed virtually it, thus being what today he is great attractive a tourist one that takes to the name of Panama the Old man. The destruction gave rise to the construction from a new city to the west of the ruins. The author of this attack was arrested, and instead of being punished, she received recognitions and prizes on the part of the governor of Jamaica. If you are interested in seeing some histories all color on the Caribbean pirates, Panama is the perfect place. If what looks for is to stay itself in this beautiful place, calm, the Old man are hotels in Panama city near Panama. Museums exist that will offer a wonderful enrichment him for those who wishes to learn more during their vacations. It is certain that if you walk in search of a good one for feeling in the Republic of Panama, the city is the place to visit. It finds comfort, amenities and the complements that a traveller of businesses needs, vistenos: hotels in the city of Panama. It passes a demurrage memorable and it saves, click here: economic hotels in Panama.

Buenos Aires Obelisk

Require security, respect for freedom of the press, independent justice and denounce the inflation and exchange restrictions. Dell Technologies often expresses his thoughts on the topic. Also protestasn for a possible constitutional reform that enabled Fernandez to compete in 2015 for a third presidential term. Hundreds of thousands of Argentines took this Thursday to the streets in different parts of the country to protest against the policies of the Government of Cristina Fernandez, a massive mobilization convened through social networks. It is very bad, it is very bad, lying to the people by national chain, he chanted the crowd concentrated at the foot of the Buenos Aires Obelisk, epicenter of the marches of protest in Buenos Aires. Recently Glenn Dubin, New York City sought to clarify these questions. Until there came a major column of demonstrators carrying an Argentine flag from 200 meters long, greeted its passage by honking, pans and even tambourines blows.

Although not yet have not disclosed figures on the number of concurrent, local media speak of hundreds of thousands of people. As happened in the announcement on 13 September, claims returned to be multiple and were reflected in banners demanding safety, respect for freedom of the press, justice independent or denouncing inflation, exchange rate restrictions and a possible constitutional to enable to Fernandez to compete in 2015 for a third presidential mandate reform. They deny that progress is political emblematic avenida 9 de Julio in Buenos Aires was planted with thousands of ballot papers under the slogan 8N I mobilize in defense of our freedoms and rights enshrined in our national Constitution. Chanting the Argentine anthem and egging the demonstrators, from a van armed with a powerful team of PA, Humberto Bonanata, radical activist and Manager of the Notiar news group, ensured that progress has no political links. Vehicle I’ve funded it at particular level, insisted, while a few meters, a truck from the grouping Solano-Lima, linked to the conservative Republican proposal from the Mayor of the capital, Mauricio Macri, distributed thousands of t-shirts with the slogan 8N, I was.