What does change in 2012 for the insured persons and the new numbers here. It was to be feared. The limits for the contribution calculation in the statutory health insurance fund rise again in 2012 according to the plans of the Federal Health Ministry. Before but to the numbers, each a brief explanation of these boundaries, because this often leads to misunderstandings. Contribution assessment ceiling: This “number” means the amount of income, up to the contribution for statutory health and long-term care insurance is compulsory.
Income also are no longer occupied with a contribution. In 2011 this was 44.550 EUR (3.712,50 EUR per month). For 2012, this limit to 1,350 EUR rises annually to 45.900 EUR. Thus this rising to 3.03% in comparison to the previous year border. This leads to an increase in the contributions in the statutory health insurance (GKV). Year working charge limit (JAEG): The insurance limit (or year working pay limit, short JAEG) the income level at which a worker may refer to private sick can insure. Only if the annual income exceeds the amount EUR (49,500 in 2011), leaving the statutory health insurance and an entry into the private Krankenversicherung (PKV) is possible.
This limit increases for the year 2012 to 1,350 EUR 50.850 EUR. As a percentage, this corresponds to an increase of 2.72%. The above changes also changed sizes for the employer subsidy gem. 257 resulting from social security code V). Employer subsidy is involved in private health insurance 2012 of employer contributions for private health insurance of the employee (and if necessary persons insured with) up to the maximum rate. In 2011, this grant amounted to a maximum of EUR 271,01. Calculation aid in blog post employer grant 2011) for 2012, thus following calculation results: 15.5% of GKV Beitrragssatz, workers wear 7.3 + 0.9% and employers 7.3% 7.3% x 3,825 EUR = 279,23 EUR = AG subsidy for health insurance 2012 this is equivalent to a multiple grant of 8.22 EUR per month, or one of annual extra grant of EUR 98,64. To note is also the new grant for compulsory care insurance. The maximum grant is calculated as follows: 1.95% care verse. Further details can be found at Majid Jafar, an internet resource. Rate of contribution, of workers and employers both 0.975% wear 0.975% x 3,825 EUR = 37,29 EUR AG = grant for compulsory care insurance 2012 post increase in the statutory health insurance a worker is now legally health insurance shall pay these contributions up to the maximum contribution. The calculation of premiums in 2011 meant a maximum contribution (AG + to) EUR 575,45 in the health insurance and further 72.39 EUR in compulsory care insurance (childless pay 81,68 EUR. So, a Gesamt(Hochst)Beitrag of 675,13 EUR for a childless insured resulted in 2011. Of which more than half, i.e. 349,91 EUR In the year accounted for the employee share 2012 increases is the contribution burden as follows: total amount to the statutory health insurance: health insurance: 3,825 EUR * 15.5% = 592,88 EUR care insurance: 3,825 EUR * (1.95% + 0.25%) (Childless)) = (Childless) workers alone pays 84.15 EUR of which: KV: 3,825 EUR * (7.3% + 0, 9%) = 313,65 EUR care: 3,825 EUR * (0.975% + 0.25%) = 46,86 EUR share of total workers in 2012: 360,51 EUR compared to the previous year arises so an overhead of the worker’s monthly 10,60 EUR for health and long-term care insurance. This corresponds to a percentage increase of slightly more than 3% per year.